Stage 3 of 8 · 6 lessons · ~1 week
Money, risk and the people around you
Plan how to fund your switch without betting everything on it: know your runway, keep income as long as you can, expect a possible pay reset and bring your family into the plan.
Start: Your runwayLessons· one lesson for each topic, in this order
Do this
- Calculate your runway from real spending, keeping an emergency buffer.
- Decide which income you will keep, and the conditions for reducing it.
- Look up junior pay for your target role where you would work.
- Set checkpoint dates at three, six and twelve months with evidence to review.
- Write a plan B in one paragraph.
- Talk to the people affected by your switch.
- Choose a weekly pace with at least one rest day.
Keep handy
Also worth your time
Before moving on: A one-page money and risk plan: your runway, the income you will keep, junior pay for your target role compared with today, checkpoint dates with evidence to review, a plan B, and notes from a conversation with your family.

Keep your job for as long as you can. Study around it, ask for technical tasks inside it, and only reduce hours once you have steady progress for three months. The people who switch safely almost never jump first and learn later.