Stage 5 · Lesson 2 of 7
Keep fixed costs low and debt small
are the bills that arrive whether you earn or not: rent, car and phone instalments, loans, subscriptions. The lower they are, the longer your lasts and the less pressure you feel to accept the first bad offer after a layoff.
Every raise is a choice between a bigger lifestyle and a longer . Expensive debt, such as credit card balances or personal loans, is the worst kind to carry into a layoff, because the payments do not stop. Paying it down is a form of job security.
Common traplifestyle creep: each raise quietly becomes a bigger monthly commitment, so a well-paid engineer can be one missed salary away from trouble.
A question to check yourself, an AI practice session and 2 cheat sheet entries come when you add the roadmap to your account. Add it
Resources for this stage
Start with
- GuideFreeTech Interview Handbook: Resume Guide
Yangshun Tay
Rewrite your CV around results so it is ready before you need it
Practise
Keep handy
Also worth your time
- Learn In PublicRead
Proof of work that lives outside your employer and stays with you