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FintechProduct company

Monzo

App-based bank in the UK offering current accounts, savings, loans and business banking, built on its own core banking system.

Not known6 stage process documentedFounded 2015
Headquarters

London, United Kingdom

Headcount

1,000 to 5,000

1,000 to 4,999 people
Work model

Not known

Hiring

Not known

Not enough signal to say. Check the careers page directly.
Where to apply
Careers pageWebsite

Ask for a referral to Monzo

A referral only means something if the person giving it can actually speak to your work. I will refer you where I know someone on the inside and your profile genuinely fits the role, and I will tell you plainly when I cannot. Either way you get an answer, and a straight one.

  • I read every request. A reply takes a few days, sometimes longer.
  • I will not refer someone for a role their profile does not fit. It wastes your time and costs me the contact.
  • Where I cannot refer you, I will say why, and point you at the way in that does work.
  • Nothing you send here is shared with anyone without you agreeing to it first.

If you found the opening, paste it. It tells me which team you mean.

A Drive, Dropbox or personal-site link is fine. Make sure it opens without a request for access, or I cannot read it.

At least a short paragraph. This is what I would be putting my name behind, so specifics beat adjectives.

Comma separated, up to six. Things you would be happy to be tested on.

Open internships

How they hire

This is the backend engineering loop Monzo describes. Senior Staff+ candidates get a longer systems design session and an additional Impact and Leadership interview.

  1. 1

    Recruiter call

    Official
    Recruiter screenRemote

    An introductory conversation with a recruiter about your background, the role and why Monzo’s mission appeals to you.

  2. 2

    Initial call with engineers, 60 minutes

    Official
    Technical interview1 hoursRemote

    A video call with engineers, possibly from the team you would join, that goes deep on a recent project, the technical challenges and how you worked with other disciplines.

  3. 3

    Take-home task or pair coding

    Official
    Take-home assignment

    You choose between an asynchronous take-home exercise and a 45 minute pair coding session. Both look at coding ability, fluency in your chosen language and use of data structures.

    codingdata structures
  4. 4

    Systems design

    Official +1
    System designRemote

    A collaborative whiteboarding session in Excalidraw where you design a system with scalability, reliability and fault tolerance in mind. For Senior Staff+ roles the session runs longer and goes further into testing and security.

    scalabilityreliabilityfault tolerance
  5. 5

    Behavioural interview, 60 minutes

    Official
    Culture fit1 hoursRemote

    A video call with two interviewers, engineers or managers, covering teamwork, communication, delivering projects and aligning stakeholders.

  6. 6

    Hiring committee decision

    Official
    Offer

    A hiring committee reviews the feedback from every stage together before a decision is made.

What comes up

Recurring themes from candidate accounts, not a question bank. Nobody is served by leaked question lists, least of all you in the interview.

  • Deep dive on a recent project

    Official

    Expect detailed questions on a project you worked on recently, including the technical challenges and the decisions you made.

  • Distributed systems design

    Official

    Designing a scalable, reliable and fault tolerant system, ideally with technologies you already know well rather than fashionable ones.

  • Collaboration and delivery

    Official

    Behavioural questions on working in a team, communicating, delivering complex projects and separating your own contribution from the team’s.

  • Impact and leadership (Senior Staff+)

    Official

    Senior Staff+ candidates have an extra stage on how they proactively spotted problems or opportunities and influenced stakeholders.

Worth reading before you apply

From the Sefism resource library, matched to the rounds above.

Roadmap
System Design Interview Playbook

A learning path that bundles five courses into one sequence for system design preparation: System Design Fundamentals, Grokking the System Design Interview, Advanced System Design Interview Volume II, Grokking Microservices Design Patterns and Grokking Design Patterns for Engineers and Managers. Together they add up to 76 chapters and 666 lessons. It suits engineers who want a complete, ordered curriculum instead of assembling one from scattered posts.

  • System design
  • Job search
  • Career
Design Gurus · System Design · 2 to 4 months
SubscriptionDetails
Roadmap
Coding Interview Playbook

A structured learning path through coding interview preparation that brings together data structures and algorithms fundamentals, recursion and the pattern-based approach to coding questions in one order. It totals 77 chapters and 1,054 lessons, with quizzes, flashcards and a certificate. Use it when you have plenty of material but no clear plan for what to study first.

  • Job search
  • DSA
  • Career
Design Gurus · Interview Prep · 3 to 6 months
SubscriptionDetails
Roadmap
FAANG Coding Interview Roadmap

A bundle of five company-specific question courses covering the problems most often reported from Meta, Microsoft, Amazon, Google and Oracle coding rounds, each split into easy, medium and hard sets with worked solutions. It suits candidates who already know the core patterns and have a loop booked at one of these companies, and want to rehearse on the questions those interviewers are known to ask.

  • Job search
  • DSA
  • Career
Design Gurus · Interview Prep · 3 to 4 months · Advanced
SubscriptionDetails
Course
Advanced System Design Interview, Volume II

The second volume of Grokking the System Design Interview, aimed at senior and staff (L5/L6) design rounds. It works through harder case studies such as a payment system, flash sale, notification service, unique ID generator, Gmail, Reddit, Google Calendar and a code judging system, then goes beneath them with patterns like quorum, write-ahead logs and vector clocks and deep dives into Dynamo, Cassandra, Kafka, Chubby, HDFS, GFS and BigTable.

  • System design
  • Backend
  • Job search
Design Gurus · System Design · About 36 hours · Advanced
SubscriptionDetails
Course
AWS Certified Solutions Architect Associate (SAA-C03)

The AWS certification most junior cloud roles ask for: designing secure, resilient, high-performing and cost-optimised architectures on AWS. Take it after building real things with IAM, VPC, EC2, S3 and RDS, and pair it with a project you can explain.

  • Career
  • Cloud
  • System design
Amazon Web Services · Career Growth · 130-minute exam · Intermediate
150 USD examDetails
Cheat sheet
Sefism University to Job-Ready Cheat Sheet

The quick-revision companion to the University to job-ready roadmap: OOP, Git and engineering practice, data structures, DBMS, operating systems and networks, then projects, choosing a direction, getting experience and the hiring process. It has editions for first or second year, third year, and final year. Revise a chapter a week alongside your courses and before assessments.

  • Career
  • Job search
  • CS fundamentals
  • DSA
Sefism · Career Growth · Reference · Beginner
FreeDetails
Browse the whole library

What it pays

Nothing collected for this company yet, and nothing worth guessing at. A made-up range is worse than no range because people negotiate against it.

Add to the Monzo page

This library is only as good as what people who have been through it are willing to share. Most of these companies have no hiring process documented anywhere, and one account of what the rounds actually were is worth more than anything I can research from the outside.

What are you adding?

This decides how the claim is labelled on the page. Only someone representing the company can produce an “official” label, and I check that separately.

Year and month.

Comma separated topics, not the questions themselves.

Round by round is ideal: what each one was, how long, remote or in person, and what it covered.

Credit

Anonymous is the default. If you keep it anonymous, nothing identifying you reaches the page: it is published as a candidate account and your name stays with me. Never send anything covered by an NDA, and never send a take-home or a question paper.

What they build on

GoKubernetesCassandra

Universities they recruit from

No sourced university links yet. A campus drive, a career fair appearance or an internship partnership is what puts a university here.

Add to the Monzo page

This library is only as good as what people who have been through it are willing to share. Most of these companies have no hiring process documented anywhere, and one account of what the rounds actually were is worth more than anything I can research from the outside.

What are you adding?

This decides how the claim is labelled on the page. Only someone representing the company can produce an “official” label, and I check that separately.

Year and month.

Comma separated topics, not the questions themselves.

Round by round is ideal: what each one was, how long, remote or in person, and what it covered.

Credit

Anonymous is the default. If you keep it anonymous, nothing identifying you reaches the page: it is published as a candidate account and your name stays with me. Never send anything covered by an NDA, and never send a take-home or a question paper.

How to actually get seen

Refresh your memory of a recent project in detail before the initial call. If you take the home task, write in a language you know well and include a README that explains your structure and trade-offs.

Sources

Whole profile last checked 2026-09-22.

Interviewed at Monzo? Fill in what changed.

Processes change, rounds get added, tests get replaced. If what you went through was different from what is on this page, tell me and I will update it.

Want me to refer you here?

Send me the role, your CV and a few honest paragraphs on why you fit it. Where I know someone inside and your profile matches, I will make the introduction. Where I cannot, I will tell you why and point you at the route that does work. You get an answer either way.

Ask for a referral to Monzo

A referral only means something if the person giving it can actually speak to your work. I will refer you where I know someone on the inside and your profile genuinely fits the role, and I will tell you plainly when I cannot. Either way you get an answer, and a straight one.

  • I read every request. A reply takes a few days, sometimes longer.
  • I will not refer someone for a role their profile does not fit. It wastes your time and costs me the contact.
  • Where I cannot refer you, I will say why, and point you at the way in that does work.
  • Nothing you send here is shared with anyone without you agreeing to it first.

If you found the opening, paste it. It tells me which team you mean.

A Drive, Dropbox or personal-site link is fine. Make sure it opens without a request for access, or I cannot read it.

At least a short paragraph. This is what I would be putting my name behind, so specifics beat adjectives.

Comma separated, up to six. Things you would be happy to be tested on.

Add to the Monzo page

This library is only as good as what people who have been through it are willing to share. Most of these companies have no hiring process documented anywhere, and one account of what the rounds actually were is worth more than anything I can research from the outside.

What are you adding?

This decides how the claim is labelled on the page. Only someone representing the company can produce an “official” label, and I check that separately.

Year and month.

Comma separated topics, not the questions themselves.

Round by round is ideal: what each one was, how long, remote or in person, and what it covered.

Credit

Anonymous is the default. If you keep it anonymous, nothing identifying you reaches the page: it is published as a candidate account and your name stays with me. Never send anything covered by an NDA, and never send a take-home or a question paper.

Work with me

Stuck on something specific?

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